You may think that accident insurance is only for people who like extreme sports or rugged adventures. Plus, regular health insurance coverage is supposed to care of your basic medical needs and any emergencies that arise. After all, that’s what health insurance is for, right? Maybe, maybe not. Accidents happen more often than we’d like […]

Wondering “What is a health insurance premium?” A health insurance premium is the fee you must pay for your health insurance policy. Premiums are typically paid monthly, quarterly, or yearly during your period of coverage. Understanding how the cost of your premium can affect the amount of coverage you receive will help you make an […]

Shopping for a health insurance plan can be overwhelming, especially if you aren’t familiar with some of the more common health insurance terms. These seven definitions will help you gain a better understanding of basic health insurance terminology. Premium A premium is the amount you or your employer pays periodically to an insurance company for them to […]

Life is about much more than nostalgic moments. While you may cherish those intimate times with family and big celebratory get-togethers, there are also the less talked about necessities, like paying bills and doing your tax returns. And, yes, shopping for life insurance. Getting Americans to adopt a life insurance plan is another story altogether. […]

If you’re a Medicare recipient or you’re considering a Medicare plan, you may be wondering how the new 2022 Medicare costs compare to the previous year. HealthMarkets can help break down the differences for you. Let’s take a look at what you can expect. Medicare Part B Costs When it comes to Medicare Part B, […]

Did you know that you don’t get prescription drug benefits automatically when you enroll in Original Medicare, which includes Part A hospital insurance and Part B medical insurance? If you want to get coverage for your medications, you can enroll in a Medicare Part D drug plan during the annual Medicare Part D Open Enrollment. […]

Understanding Medicare coverage when you first become eligible can be confusing. What are your choices? How do you pick a Medicare plan? Which path is right for you? Medicare can be challenging at first, but HealthMarkets makes it easier. How Do I Choose a Medicare Plan? There are two paths when receiving Medicare coverage. Original […]

Everyone knows the old adage “An apple a day keeps the doctor away.” Getting preventive care is just like having that apple a day. When you get regular preventive care, like going to the doctor for check-ups, you help protect and maintain your good health and help avoid more serious conditions. What is preventive care? […]

After more than 20 years of the same old same old, big changes are coming to nutrition labels in the U.S. The Food and Drug Administration announced in May 2016 that food manufacturers should prepare to include added sugars, update daily value percentages, and retool serving sizes for certain products. Whether you’re an expert at […]

When you bought your health insurance plan through the Health Insurance Marketplace, you knew you wouldn’t have to think about it again for a while. Recently, you may have received a notice reminding you that Open Enrollment starts on November 1. That means it’s time for you to review your plan and figure out whether […]