It’s important to have insurance for health, dental, and vision. But does one plan cover them all, or do you need separate plans for each type of coverage? The simple answer is: you may need to shop for individual plans to get coverage that fits your needs. Does health insurance cover dental care? Health insurance […]

Most of us will have to plan—and perhaps pay for—a funeral once, possibly a few times, in our lives. The associated costs don’t begin and end with the service, and many people are unaware of how expensive laying a loved one to rest can be. When you plan ahead to cover these costs with burial, […]

Burial insurance is usually a type of life insurance policy intended to cover costs associated with your death. After you die, burial insurance (sometimes referred to as funeral insurance) pays benefits to your beneficiary who can then use the money for final expenses, including outstanding bills, legal costs, debts, and, of course, your funeral or […]

As the saying goes, accidents will happen. In fact, 2.7 million U.S. employees had accidental injuries and illnesses at work last year. The result? A lot of people missing work. Perhaps the worst part: Having health insurance might not be enough to cover you if you get seriously injured or sick. “You don’t want to […]

Are you noticing medical costs that aren’t covered in full by your health insurance coverage? If they are turning into costly out-of-pocket expenses, don’t get frustrated. Supplemental insurance plans are designed to help cover what health insurance doesn’t. What does supplemental insurance do? Supplemental policies work similarly to your regular health insurance. When you pay […]

Did you know that according to the Social Security Administration, 1 in 4 of today’s 20-year-old Americans will become disabled before age 67?1 HealthMarkets can help you find a health plan should a serious condition leave you unable to work. What Is Supplemental Disability Insurance? Supplemental disability insurance is an individual insurance policy that can help […]

When you’re planning for retirement, there’s a whole checklist of things to consider. One item you’ll want to include is planning for long-term care. The first step is knowing how supplemental long-term care insurance can be an important part of that plan. What Is Considered Long-Term Care? Long-term care is when you receive assistance with everyday […]

Did you know that in 2009, the average hospital stay was 4.5 days? The average hospital charges totaled $30,655, and out-of-pocket costs not covered by health insurance totaled $9,173. Those numbers don’t even include daily living expenses! If you have to have surgery, or are confined to the hospital, can you afford it? Can you […]

The second myth concerns your coverage. The enrollment period is over, and you may think that your new health insurance plan covers everything you need, making supplemental health insurance unnecessary. Not quite! That’s only a myth! Despite having health insurance, you may still be missing vital coverage. Do you really know exactly what your policy […]

The first myth about supplemental health insurance focuses on the cost. You may think that, like traditional health insurance, it’s too expensive. But can something around $7 per month be too expensive? The answer? No! Especially when you find out that the average cost of a hospital stay in 2010 was nearly $10,000.1 Instead of worrying […]