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Protect your family and your finances

Supplemental insurance for seniors provides your family with an added layer of financial protection

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Supplemental Insurance for Seniors

HealthMarkets provides an affordable layer of financial protection.

HealthMarkets offers a wide range of senior supplemental insurance plans that pay a cash benefit directly to you to help fill financial gaps left by Medicare when you are sick or injured. The money you receive from a senior supplemental plan can be used for anything you choose; out-of-pocket medical expenses and deductibles, offset a loss of income, or even pay everyday living expenses. It’s your money. How you spend it is up to you.

When you have an accident, having Medicare or other medical insurance is just one part of being protected. A supplemental accident plan provides an added layer of financial protection to help cover unexpected expenses. Plans typically pay a lump sum cash benefit directly to you for injuries caused by an accident.

A critical illness plan complements your Medicare or health insurance to help ease the financial burden a serious illness can cause. These plans generally provide a lump sum cash benefit directly to you for a first diagnosis of a major illness such as, heart attack, stroke and other types of illness including life-threatening cancer.

Hospital stays can be expensive and while Medicare pays your doctors and the hospital, there can be many more expenses not covered. A supplemental hospital confinement plan typically pays a daily cash benefit directly to you for hospital confinement related to an accident or illness. The money can be used to help with out of pocket medical expenses or other expenses.

Disability insurance plans generally pay a monthly cash benefit to you to help you maintain your financial security when you are unable to work. These types of plans usually offer coverage for periods of disability due to an injury or illness.

As we age and simple daily tasks become more difficult, having in-home assistance or moving to a care facility may become necessary. Long-term care insurance is an important layer of protection that helps protect your assets and gives you choice and control to help you and your family face these decisions with confidence.

Fixed-indemnity supplemental insurance plans offer a fixed cash benefit payout without having to meet a deductible in the event you experience specific illnesses or injuries covered by your policy. These plans can be a helpful addition to your Medicare plan to help you cover out-of-pocket costs for medical expenses.

Affordable coverage that can complement your Original Medicare or Medicare Supplement insurance to help pay for services such as preventive and diagnostic exams, preventive services and restorative dental procedures.

As you age, so do your eyes. Vision plans for seniors include exams and prescription glasses – benefits not included in your Original Medicare plan.

We know you want to be healthier. That’s why we offer a suite of affordable, non-insurance wellness products designed to help you be well and save money. They may also help fill gaps in your medical coverage.

Call us Now at (800) 550-5971 or Get a Quote Online