Being covered by Medicare can be a huge relief to enrollees after they become eligible. Medicare eligibility in Alabama means that you’ll have affordable coverage to help pay for your healthcare needs. In 2020, over 61 million citizens of Alabama were Medicare beneficiaries.1
Are you eligible to receive Medicare coverage?
Determining Medicare Eligibility: Alabama Guidelines
You may qualify for Medicare in Alabama if you are a U.S. citizen or permanent resident and one or more of the following applies to you:2
- You are 65 or older.
- You’re under 65, permanently disabled, and receive disability benefits from Social Security or the Railroad Retirement Board.
- You have end-stage renal disease (ERSD).
- You have ALS (Amyotrophic Lateral Sclerosis), also known as Lou Gehrig’s disease.
Those eligible for Medicare have choices when it comes to providers and plans. HealthMarkets can help you shop for the right plan to fit your needs and budget. Start comparing plans now.
Your Medicare Eligibility in Alabama and Plan Choices
When reviewing your Medicare eligibility, HealthMarkets can point you toward the right plan based on your individual healthcare needs and preferences.
Medicare in Alabama is divided into four parts:
- Medicare Part A is also known as hospital insurance. It covers inpatient care, skilled nursing facility care, home health visits, and hospice care.
- Medicare Part B is also known as medical insurance. It pays for outpatient care, including doctor visits and visits by home health aides. It can also cover the costs of durable medical equipment.2
- Medicare Part C is also called Medicare Advantage. These plans are sold by private insurance companies and bundle your doctor visits, hospitalizations, and (often) prescription medication under one plan.3
- Medicare Part D plans offer prescription drug coverage that helps pay for needed medications.4
In addition, there are Medicare Supplement plans that may help cover out-of-pocket expenses like deductibles and coinsurance.
It’s easy to get confused. Fortunately, HealthMarkets can help untangle the complexities.
HealthMarkets can help you compare Medicare plans and apply for the right coverage that fits you. By asking just a few questions, our FitScore® can rank plans based on your needs. You may even discover that you qualify for Extra Help, which assists you with paying for prescription drug coverage. As of 2020, 59.5% of Medicare-eligible Alabama residents who applied qualified for the Extra Help.5
Start shopping online now and find the best plan for you.
1. Total Number of Medicare Beneficiaries, KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 2. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 3. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 4. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 5. Social Security Administration (SSA) Annual Data for Extra Help with Medicare Prescription Drug Plan Costs, SSA. 2020. Retrieved from https://www.ssa.gov/open/data/Data-about-Extra-Help-with-Medicare-Prescription-Drug-Plan-Cost.html
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.