Being covered by Medicare can be a huge relief to enrollees after they become eligible. Medicare eligibility in Alabama means that you’ll have affordable coverage to help pay for your healthcare needs. In 2017, approximately 78% of Alabama Medicare beneficiaries were eligible because they were over 65. The remaining were eligible due to disability.
Are you eligible to receive Medicare coverage?
Determining Medicare Eligibility: Alabama Guidelines
There are four ways for U.S. citizens to become eligible for Medicare:
- You are 65 or older.
- You’re under 65, permanently disabled, and receive disability benefits from Social Security or the Railroad Retirement Board.
- You have end-stage renal disease (ERSD).
- You have ALS (Amyotrophic Lateral Sclerosis), also known as Lou Gehrig’s disease.
Those eligible for Medicare have choices when it comes to providers and plans. HealthMarkets is available to help you determine Medicare eligibility in Alabama and shop for the right plan to fit your needs and budget.
Your Medicare Eligibility in Alabama and Plan Choices
When reviewing your Medicare eligibility, HealthMarkets can point you toward the right plan based on your individual healthcare needs and preferences.
Medicare in Alabama is divided into four parts:
- Medicare Part A is also known as hospital insurance. It covers inpatient care, skilled nursing facility care, home health visits, and hospice care.
- Medicare Part B is also known as medical insurance. It pays for outpatient care, including doctor visits and visits by home health aides. It can also cover the costs of durable medical equipment.
- Medicare Part C is also called Medicare Advantage. These plans are sold by private insurance companies and bundle your doctors visits, hospitalizations, and prescription medication under one plan.
- Medicare Part D plans are for prescription drug coverage to pay for needed medications.
In addition, there are Medicare Supplement plans that help cover out-of-pocket expenses such as deductibles and coinsurance.
It’s easy to get confused. Fortunately, HealthMarkets can help untangle the complexities.
HealthMarkets makes it easy to assess your Medicare eligibility in Alabama, compare Medicare plans, and enroll in the right coverage that fits your needs.You may even discover that you qualify for Extra Help, which assists you with paying less for prescription drug coverage. In 2019, 60.7% of Alabama residents who applied qualified for the benefit.
Start shopping online now to save money and enroll in the best plan for you.
https://www.kff.org/medicare/state-indicator/distribution-of-medicare-beneficiaries-by-eligibility-category-2/?currentTimeframe=0&selectedRows=%7B%22states%22:%7B%22alabama%22:%7B%7D%7D%7D&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D | https://www.ssa.gov/open/data/Data-about-Extra-Help-with-Medicare-Prescription-Drug-Plan-Cost.html