Are you eligible for Medicare in Alaska? HealthMarkets can help answer your questions, compare plans and coverage, and find the right health insurance options for your needs. Start shopping online now or keep reading to learn more.
Medicare Eligibility in Alaska
Alaska residents can benefit in several ways from Medicare plans. Did you know that preventive care comes with no copay or deductible if you are Medicare eligible?1In 2020, 96,588 Alaska residents over age 65 benefitted from Medicare.2
You may be eligible for Medicare in Alaska if you’re a U.S. citizen or permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:3
- You are 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for two years.
- You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.
Original Medicare vs. Medicare Advantage Plans
Original Medicare, which is administered by the government, includes Medicare Part A and Part B, which consists of hospitalization and medical coverage.3 With Original Medicare, you can receive care from any hospitals or doctors in your area that accept Medicare patients. Prescription coverage is available through Medicare Part D, a separate prescription plan sold by private insurance companies. 4 Original Medicare does not coverage prescription drugs on it is own.
Medicare Advantage plans, which are administered by private insurance companies, are an alternative to Original Medicare for those who are Medicare-eligible. Alaska enrollees can enjoy a range of benefits with these plans, including:
- Potentially lower copayments when seeing a doctor or visiting the emergency room5
- Annual limit on out-of-pocket costs6
- Other benefits, such as dental, vision, and hearing coverage, depending on the plan6
How Do I Apply for Medicare in Alaska?
You can sign up for Original Medicare in Alaska by contacting the Social Security Administration, either by phone or online. The Initial Medicare Enrollment Period (IEP) takes place from three months before you turn 65, includes the month you turn 65, and lasts for the three months following. If you missed your IEP, you can also enroll during the General Enrollment Period from January 1—March 31. During the Medicare Open Enrollment Period, October 15—December 7, you are able to switch from Original Medicare to Medicare Advantage, switch Medicare Advantage plans, or return to Original Medicare.7
Compare plans online today by getting your free FitScore® with HealthMarkets. By answering a few quick questions about your insurance needs, our FitScore can rank plans in order of fit and help you find the right Medicare plan.
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1."Welcome to Medicare" preventive visit, Medicare. 2020. Retrieved from https://www.medicare.gov/coverage/welcome-to-medicare-preventive-visit| 2. Total Number of Medicare Beneficiaries, KFF. 2018. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 3. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 4. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 5. “Trump Administration Announces Historically Low Medicare Advantage Premiums and New Payment Model to Make Insulin Affordable Again for Seniors,” CMS. 2020. Retrieved from https://www.cms.gov/newsroom/press-releases/trump-administration-announces-historically-low-medicare-advantage-premiums-and-new-payment-model | 6. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 7. Medicare enrollment periods: when to sign up, Medicare. 2020. Retrieved from https://www.medicare.gov/blog/medicare-enrollment-period-2020
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.