Hawaii residents nearing 65 often ask “What are the eligibility requirements for Medicare in Hawaii?”, and “What Medicare plans are available for Hawaiian seniors?” HealthMarkets can answer your questions, and our free service can help you get the coverage that you need.
Who Has Medicare Eligibility in Hawaii?
To qualify for Medicare in Hawaii, you must first be a U.S. citizen or permanent resident. One of the following criteria must also apply to you:
- You are 65 or older.
- You’re under 65, disabled, and receive disability benefits from Social Security or the Railroad Retirement Board.
- You have End-Stage Renal Disease (ERSD).
- You have ALS (Amyotrophic Lateral Sclerosis), also known as Lou Gehrig’s disease.
Once you know you’re eligible for Medicare (or soon will be), it’s time to review your options.
Your Options With Hawaii Medicare Eligibility
Almost 269,000 Hawaiians took advantage of Medicare benefits in 2018. But what makes up Medicare coverage? The first two “parts,” Part A and Part B are called Original Medicare.
- Part A: Also called hospital insurance, Part A covers hospitalization, hospice care, and some home health services.
- Part B: Also referred to as medical insurance, Part B covers doctor visits, diagnostic testing, medical equipment, and lab work.
If you receive Social Security, you will automatically be enrolled in Original Medicare. If you’d like to continue that coverage, you also have the option to purchase a separate Part D drug coverage plan and a Medicare Supplement plan to increase your benefits.
Another option is Part C: Also known as Medicare Advantage, Part C is provided by private health insurance companies. It bundles Part A, Part B, and often other coverage such as prescription drugs, dental, vision and hearing plans into a single plan.
Let Us Help Determine Your Hawaii Medicare Eligibility and Coverage Options
Not sure which plan is right for you? HealthMarkets makes it easy. Our licensed agents can assess your Medicare eligibility in Hawaii, recommend plans, and even help you enroll— at no charge to you. They may even discover that you are one of the 47.5% of Hawaii residents who qualify for Extra Help, a program that helps you pay less for prescription drug coverage.
Call (800) 439-6916 to discover how to maximize your Medicare options.
*Medicare has neither reviewed nor endorsed this information.
https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/?currentTimeframe=0&selectedRows=%7B%22states%22:%7B%22hawaii%22:%7B%7D%7D%7D&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D | https://www.hhs.gov/answers/medicare-and-medicaid/who-is-elibible-for-medicare/index.html