Do you have questions about Medicare eligibility in Iowa? HealthMarkets can help Iowans better understand Medicare and find the right plan that fits their needs.
Additionally, if you want to start comparing Medicare plans in Iowa right now, you can do so by getting your free FitScore® with HealthMarkets.
Who Has Medicare Eligibility in Iowa?
You may be eligible for Medicare in Iowa if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:1
- You are 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for two years.
- You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.
Approximately 634,097 Iowans enrolled in Medicare as of 2020.2
Eligible for Medicare in Iowa? Here Are Your Options
The two main parts of Original Medicare are:1
- Part A:
- Part B: This covers medical services ranging from doctors’ visits to medical equipment and lab work.
Along with Original Medicare, Iowa residents can enroll in Medicare Part D , which covers prescription drugs.3 This is not administered by the government but by private insurance companies that are approved by Medicare.
Original Medicare beneficiaries can also reduce their out-of-pocket costs with a Medicare Supplement plan, which can cover deductibles, copays, and more, depending on the plan you choose.
Iowa residents who are eligible for Medicare can choose to purchase a Medicare Part C (Medicare Advantage) plan instead of using Original Medicare. Medicare Advantage plans are sold by and administered by private health insurance companies. Coverage may include prescription drugs, dental, vision, and hearing, depending on the individual plan.4
How Do I Apply for Medicare in Iowa?
You can apply for Medicare in Iowa by contacting the Social Security Administration, either by phone or online. If you already receive Social Security, you will automatically be enrolled in Original Medicare when you become eligible.1
HealthMarkets can help you learn more about your Medicare choices. After answering a few quick questions about your insurance needs, we’ll scan the health insurance marketplace to find the Medicare plan that’s the right fit for you.
Then, using our FitScore ForeverTM technology, we’ll continuously compare plans for you, year after year. If we find a better recommendation, you’ll find out! Get your free FitScore from HealthMarkets today.
1. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 2. Total Number of Medicare Beneficiaries, KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 3. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 4. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf
HealthMarkets’ FitScore Forever Promise is to use technology to help identify and continuously search plans that fit your needs. Not available for all insurance types. Plan enrollment is customer’s responsibility. You should carefully review official plan materials.