Medical Deductible | - Individual: $0.00
- Family: $0
- Per Person: $0
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Prescription Drug Deductible | - Individual: $4,500.00
- Family: $9000
- Per Person: $4500
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Combined Medical and Drug Out of Pocket Maximum | - Individual: $8,900.00
- Family: $17800
- Per Person: $8900
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Primary Doctor | - CoPay: $55.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: $0 Virtual care for telehealth services are available through Teladoc with your plan. Regular benefits apply for telehealth services provided by other network providers.
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Specialist | - CoPay: $100.00
- CoInsurance: Not Applicable
- Covered: Covered
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Prescription Drug Information
Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: 50.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. Drug deductible applies.
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Non Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: 50.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. Drug deductible applies.
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Generic Drugs | - CoPay: Not Applicable
- CoInsurance: 50.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. Drug deductible applies.
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Specialty Drugs | - CoPay: Not Applicable
- CoInsurance: 50.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network. Drug deductible applies.
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Hospital Services | - CoPay: $2000.00 Copay per Stay
- CoInsurance: 50.00%
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
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Inpatient Services | - CoPay: Not Applicable
- CoInsurance: 50.00%
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
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Emergency and Urgent Care
Emergency Room | - CoPay: $750.00
- CoInsurance: 50.00%
- Covered: Covered
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Urgent Care Facility | - CoPay: Not Applicable
- CoInsurance: 50.00%
- Covered: Covered
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Labor and Delivery Hospital Stay | - CoPay: Not Applicable
- CoInsurance: 50.00%
- Covered: Covered
|
Pre and Postnatal Office Visit | - CoPay: $55.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim.
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Routine Eye Exams for Children | - CoPay: Not Applicable
- CoInsurance: No Charge
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Exam(s) per Benefit Period
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Routine Dental Checkups for Children | - CoPay: Not Applicable
- CoInsurance: No Charge
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Exam(s) per 6 Months
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