Oscar

Gold Elite Saver Plus

Plan Overview

Medical Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Prescription Drug Deductible
  • Individual: $250.00
  • Family: $500
  • Per Person: $250
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,550.00
  • Family: $17100
  • Per Person: $8550

Office Visit

Primary Doctor
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and telemedicine services.
Specialist
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and telemedicine services.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $80.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $100.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: $3.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: $425.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: $1,000.00 Copay per Day
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: The per day copayment will apply for a maximum of three (3) days.
Inpatient Services
  • CoPay: $200.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $650.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $50.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Virtual urgent care services provided by Oscar-designated virtual care providers are covered in full.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $1,000.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Maternity services rendered to a covered person who is acting as a gestational surrogate are excluded.
  • Benefit Explanation: The per day copayment will apply for a maximum of three (3) days.
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 0.00%
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered