Oscar

Silver Simple PCP Saver Guided Care

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $5,750.00
  • Family: $11500.0
  • Per Person: $5750.0
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,750.00
  • Family: $17500.0
  • Per Person: $8750.0

Office Visit

Primary Doctor
  • CoPay: $10.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and telemedicine services from in-network providers.
Specialist
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and telemedicine services from in-network providers.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Excludes infertility services including medications.
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
  • Exclusions: Excludes infertility services including medications.
Generic Drugs
  • CoPay: $3.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Excludes infertility services including medications.
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
  • Exclusions: Excludes infertility services including medications.

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 0.00%
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered