Regence

IAFN Bronze Essential 8500 With 4 Copay No Deductible Office Visits POS

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $8,500
  • Family: $17000
  • Per Person: $8500
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $9,200
  • Family: $18400
  • Per Person: $9200

Office Visit

Primary Doctor
  • CoPay: $60.00
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Virtual Care (Telehealth) Visit Covered in Full. The first 4 In-Network PCP, In-Network Specialists, Urgent Care office visits combined per calendar year are not subject to the deductible. Virtual Care (Telehealth) Visit Covered in Full. See policy for more information.
Specialist
  • CoPay: $60.00
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Virtual Care (Telehealth) Visit Covered in Full. The first 4 In-Network PCP, In-Network Specialists, Urgent Care office visits combined per calendar year are not subject to the deductible. Virtual Care (Telehealth) Visit Covered in Full. See policy for more information.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 30.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Insulin limit of $100 for a 30 day supply and $300 for 90 day supply. See policy for more information.
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: See policy for more information.
Generic Drugs
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: See policy for more information.
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Limit Quantity: 30
  • Limit Unit : Item(s) per Month
  • Benefit Explanation: See policy for more information.

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: See policy for more information.
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: See policy for more information.

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: See policy for more information.
Urgent Care Facility
  • CoPay: $60.00
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: The first 4 In-Network PCP, In-Network Specialists, Urgent Care office visits combined per calendar year are not subject to the deductible. See policy for more information.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 10.00% Coinsurance after deductible
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: No Charge
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year
  • Benefit Explanation: See policy for more information.

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: No Charge
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Exam(s) per Year
  • Benefit Explanation: See policy for more information.
Routine Dental Checkups for Adults
  • Covered: Not Covered
Basic Dental Care - Adult
  • Covered: Not Covered
Basic Dental Care - Child
  • CoPay: Not Applicable
  • CoInsurance: 20.00%
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Exam(s) per Year
  • Benefit Explanation: See policy for more information.
Major Dental Care - Adult
  • Covered: Not Covered
Major Dental Care - Child
  • CoPay: Not Applicable
  • CoInsurance: 50.00%
  • Covered: Covered
  • Benefit Explanation: Quantitative limits apply. See policy for more information.