You’ve already answered one important but difficult question: do you need life insurance for your children? Now, it’s time to decide how much. The decision will depend on your goals, how much you’re comfortable paying, and how much coverage you want. How much life insurance do you need for children? At the minimum, you want […]

Need braces for you or your kid? If you’re worried it’s going to be expensive, you’re not alone. The good news: with supplemental orthodontic insurance, it could be more affordable than you think. Without insurance, the average cost for braces is $5,000 to $6,000.1 But the more orthodontic care you need to fix your teeth, […]

If you have a large estate, your beneficiaries will likely pay high estate taxes upon your death. If you have a life insurance policy, its value is considered part of your estate. This is why some people consider transferring their life insurance policies to their children. Changing Life Insurance Ownership Transferring ownership of a life insurance policy […]

The fact that you are even asking the question, “Does my child need life insurance?” is a great step in the right direction. When we think about purchasing a life insurance policy to protect our children, usually the idea of insuring ourselves is what we have in mind. But there are many other ways you […]

Should you get life insurance for teenagers? You want the best for your teen, now and in the future. If you’re thinking about life insurance for teenagers, there’s some specific benefits and advantages to getting a policy. Here’s what you need to know about coverage options and costs to get life insurance for your teenager: […]

Wondering about life insurance for grandchildren? You’ve probably heard it’s a way to: Support your grandkids Help pay for college, even after you’re gone Or a way to help your adult children if the unthinkable happens Chances are pretty good you’ve got questions about life insurance for grandchildren. Right? Don’t worry. We’ll answer your questions […]

What Is Vision Insurance? Vision insurance is a type of optional plan that can provide coverage for your eye care. As most health insurance policies don’t include vision coverage, consumers without a proper plan could experience high out-of-pocket expenses for eye exams and glasses. Read more below to learn about what vision insurance covers, and […]

Ensuring that your baby is adequately insured is important. After all, your newborn will probably see a doctor more often than anyone else in your family. HealthMarkets can walk you through health insurance options for infants so that you’re prepared before your baby arrives. You can even search, compare, and apply for a plan with […]

For Affordable Care Act (ACA) plans, the Open Enrollment Period for families begins on November 1 and ends on December 15.¹ During that time, you are responsible for making sure that you and your dependents have health insurance. If you do not obtain health insurance, you may be subject to a fine depending on the […]

Finding dental insurance for kids is a great step in taking care of your children’s overall health. Tooth decay is the most chronic disease in children,¹ so doing everything you can to prevent it ensures a brighter future. Although dentists recommend that children get their first exam by their first birthday,² it’s never too early […]

If you’re searching for low-cost health insurance for your children, see if your family qualifies for the Children’s Health Insurance Program (CHIP). But who is eligible, and how do you apply? Here are the basics on CHIP. What Does CHIP Mean?1 The acronym CHIP means Children’s Health Insurance Program, which is a federal healthcare program […]