You may be familiar with the concept of a health insurance [glossary]deductible[/glossary], but do you know what a deductible credit transfer is? If not, you’ve come to the right place. HealthMarkets can help you understand what a health insurance deductible credit transfer is, how it can affect your employees and your small business, and how […]

Shopping for a health insurance plan can be overwhelming, especially if you aren’t familiar with some of the more common health insurance terms. These seven definitions will help you gain a better understanding of basic health insurance terminology. Premium A premium is the amount you or your employer pays periodically to an insurance company for them to […]

If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

The cost of supplemental health insurance for seniors depends on what you are looking for: supplemental health insurance plans designed for seniors or Medicare Supplement plans? Although they may seem similar at first glance, these plans are very different. Before we give you the cost of supplemental health insurance for seniors, let’s review the differences between these […]

Sorting through Medigap plans can be a challenge if you shop on your own. There are many choices available, but how do you know which one is right for your needs? Medicare Supplement Plan N can be a good choice for those looking for near-comprehensive coverage. Below, we discuss Medicare Supplement Plan N’s main features […]

Original Medicare (Parts A & B) covers many of the costs associated with your healthcare. However, that’ doesn’t mean it covers everything. That’s where Medigap can help. What Is Medigap? Medigap, also known as Medicare Supplemental Insurance, is sold by private companies to help pay for some of the costs that aren’t covered under Original […]

Whether you’ve recently changed health insurance plans, purchased health insurance for the first time, or aren’t sure if the health insurance you already have has changed from last year, there are a few crucial numbers you need to know so you can understand and budget for your health care costs this year. Premiums and Deductibles […]

You don’t have to compromise quality and quantity when shopping for the best deal on life insurance. This guide on term life insurance definition can help you learn about how it works and the many advantages of getting a term policy that can meet your needs but won’t break the bank. Read on to get […]