Related resources

  1. What Is a Deductible Credit Transfer?

    What Is a Deductible Credit Transfer?

    4-minute read

    You may be familiar with the concept of a health insurance [glossary]deductible[/glossary], but do you know what a deductible credit transfer is? If not, you’ve come to the right place. HealthMarkets can help you understand what a health insurance deductible credit transfer is, how it can affect your employees and your small business, and how […]

  2. Common Health Insurance Terms You Need to Know

    Common Health Insurance Terms You Need to Know

    3-minute read

    Shopping for a health insurance plan can be overwhelming, especially if you aren’t familiar with some of the more common health insurance terms. These seven definitions will help you gain a better understanding of basic health insurance terminology. Premium A premium is the amount you or your employer pays periodically to an insurance company for them to […]

  3. What Is the Difference Between Copayment and Coinsurance?

    What Is the Difference Between Copayment and Coinsurance?

    2-minute read

    If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

  4. What Is the Medicare Donut Hole?

    What Is the Medicare Donut Hole?

    < 1-minute read

       

  5. What Is the Cost of Supplemental Health Insurance for Seniors?

    What Is the Cost of Supplemental Health Insurance for Seniors?

    3-minute read

    The cost of supplemental health insurance for seniors depends on what you are looking for: supplemental health insurance plans designed for seniors or Medicare Supplement plans? Although they may seem similar at first glance, these plans are very different. Before we give you the cost of supplemental health insurance for seniors, let’s review the differences between these […]

  6. Medicare Supplement Plan N: Is It Right For You?

    Medicare Supplement Plan N: Is It Right For You?

    5-minute read

    Sorting through Medigap plans can be a challenge if you shop on your own. There are many choices available, but how do you know which one is right for your needs? Medicare Supplement Plan N can be a good choice for those looking for near-comprehensive coverage. Below, we discuss Medicare Supplement Plan N’s main features […]

  7. What Is Medigap & How Does It Work?

    What Is Medigap & How Does It Work?

    3-minute read

    Original Medicare (Parts A & B) covers many of the costs associated with your healthcare. However, that’ doesn’t mean it covers everything. That’s where Medigap can help. What Is Medigap? Medigap, also known as Medicare Supplemental Insurance, is sold by private companies to help pay for some of the costs that aren’t covered under Original […]

  8. What is an HSA (Health Savings Account)?

    What is an HSA (Health Savings Account)?

    3-minute read

    High deductible health plans (HDHPs) have become popular in recent years, especially for those looking to lower their health insurance premium costs. While deductibles may be high with an HDHP, they are typically offered in conjunction with a health savings account, also known as an HSA. Discover what a health savings account is and how […]

  9. FSA vs. HSA: A Guide for Shoppers

    FSA vs. HSA: A Guide for Shoppers

    2-minute read

    What is the difference between a Flexible Spending Account (FSA) and a Health Savings Account (HSA)? This article will explain the difference between these account options. That way, you can decide what is best for you and your family. What Is a Flexible Spending Account (FSA)? A Flexible Spending Account (FSA) is a special account […]

  10. Why Life Insurance for Retirement Is A Good Idea

    Why Life Insurance for Retirement Is A Good Idea

    2-minute read

    Annuities, IRAs, and 401(k) plans seem to be synonymous with planning for retirement. But did you know that having life insurance for retirement is another great way to add to your financial portfolio? Keeping your family financially stable is important, and each family has different needs. That’s why there are several types of life insurance […]

  11. Whole Life vs. Term Life Insurance: Which One Works For You?

    Whole Life vs. Term Life Insurance: Which One Works For You?

    2-minute read

    Whole life vs. term life insurance is a major decision to consider when shopping for a life insurance policy. No matter which one you choose, the reason for selecting it stays the same: you want to make sure your loved ones and assets are secure after you pass. But which type of life insurance policy […]

  12. What is an Employer Contribution?

    What is an Employer Contribution?

    < 1-minute read

    Video Transcript: An employer contribution is the amount an employer pays into a plan. These contributions help pay for employees’ healthcare costs, ranging from premiums to prescription drugs. There are many employer-funded health plans to choose from, including group health plans, high-deductible health plans with a health savings account — or HSA — and individual […]

footer logo
facebook logo
better business bureau seal

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.