Shopping for healthcare can be time-consuming and feel overwhelming. And one frustrating part can be figuring out what health insurance might cost. There’s no one-size-fits-all answer when it comes to health insurance cost. But there are basic guidelines you can follow to help give you an idea of health insurance costs—and allow you to make […]

Do you need to buy health insurance but aren’t sure where to start? To learn about your options before you purchase a health plan, you should take some time to check out the HealthMarkets Health Insurance Marketplace Buyer’s Guide. There are aspects to each health insurance plan that appeal to different people based on their specific needs. Finding […]

It’s important to have insurance for health, dental, and vision. But does one plan cover them all, or do you need separate plans for each type of coverage? The simple answer is: you may need to shop for individual plans to get coverage that fits your needs. Does health insurance cover dental care? Health insurance […]

Did you know that a “Welcome to Medicare” preventive care visit is possible within the first 12 months of having Part B? Regular preventive care can help maintain and help protect your health as you age. Under Medicare Part B (Medical Insurance), some types of preventive care are covered so that Medicare beneficiaries can plan […]

Here’s an eye-opening statistic: Nearly 9 out of 10 people consider sight to be the most valuable sense. (We’re guessing you might agree.) “As with anything that is critical and important, you have to take care of it,” says Andrew Iwach, M.D., clinical spokesperson for the American Academy of Ophthalmology. So how do you protect […]

What happens if you need out-of-network providers for medical care? It happens. Maybe you need to see a specialist who isn’t in your plan’s network. Maybe you have established relationships with out-of-network healthcare providers. Maybe it’s logistically more convenient to see out-out-of-network providers. For example: You’re in the process of moving. Your health plan recently […]

Heading to the pharmacy isn’t usually a fun experience. After you’ve discussed potential treatments with your doctor and selected a medication that you can both agree on, you generally have to wait some amount of time for the prescription to be filled before you can pick it up and return home. And, to lengthen the […]

If you’re eligible to receive Medicare coverage, you may still be responsible for some Medicare out-of-pocket costs. Depending on the plan you choose and your yearly income, you will have more or less to pay in healthcare expenses. HealthMarkets can help break down those expenses for each Medicare part. What Are Medicare Out-of-Pocket Expenses? Premiums, […]

Want to renew the Affordable Care Act (ACA) insurance plan you had last year? It’s the easiest way to go. Right? If your plan provided you with the health insurance you needed for healthcare, doctor’s visits, medications, and other healthcare needs, automatic re-enrollment might make sense. Were the premiums and out-of-pocket expenses affordable? Did you […]

If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

Understanding health insurance terminology can help you choose the right plan for yourself or your family members. One issue some people find confusing is the difference between a plan’s deductible vs. the out-of-pocket limit, both of which represent points at which the insurance company pays for all or some of your care. Why are the […]

Medicare Part D, also known as a Prescription Drug Plan (PDP), helps people with Medicare pay for their medication. These plans are purchased from private health insurance providers and come with a variety of benefits and premiums. But for some high-usage Medicare enrollees, they can also come with unexpected expenses, called the Medicare Part D […]