Wondering what goes into a small business employee benefits package that attracts and keeps great people? There’s a lot to consider to create an attractive and competitive small business employee benefits package. Some benefits are required by law A typical small business employee benefits package may also include health, dental and vision insurance, paid time […]
It’s easy to spend hundreds, even thousands, on dental care; and plenty of people may find themselves in that position. But shopping for a dental plan can be confusing. Here’s some important information to know if you’re considering dental insurance: #1: Dental Insurance Covers Some Services at 100%—But Not Everything Dental insurance covers a portion of your dental care costs. You pay a monthly premium and often […]
When it’s time to renew your health insurance policy, what should you look for? In most cases, you’ll review your health insurance policy, evaluate your options, and choose a plan during Open Enrollment beginning on November 1, for coverage beginning Jan. 1.1 Maybe you’ll renew your existing health insurance policy. Or maybe some things […]
The Affordable Care Act (ACA) expanded healthcare coverage to include preventive services. These services are provided without a deductible, copay, or coinsurance. So, are vaccines covered by health insurance? All Affordable Care Act-qualified health insurance plans cover certain vaccines Which vaccines are covered will vary slightly depending on age (under or over the age of […]
If you’re a Medicare recipient or you’re considering a Medicare plan, you may be wondering how the new 2023 Medicare costs compare to the previous year. HealthMarkets can help break down the differences for you. Let’s take a look at what you can expect. Medicare Part B costs When it comes to Medicare Part […]
Shopping for health insurance can be overwhelming. Whether it’s your first time or your annual review, knowing the basics can help you effectively compare plans and find coverage that suits your needs and budget. An easy way to start is by understanding the basics of health insurance costs. Premiums The premium is the amount you […]
How much are Medicare premiums? Each part or Medicare (A, B, C, and D) provides a different set of health insurance benefits.1 Medicare premiums are different for each part, too. But how different are they? We explain what each part of Medicare might cost you. Medicare Part A premiums (for hospital insurance) The first part […]
If you’re eligible to receive Medicare coverage, you may still be responsible for some Medicare out-of-pocket costs. Depending on the plan you choose and your yearly income, you will have more or less to pay in healthcare expenses. HealthMarkets can help break down those expenses for each Medicare part. What Are Medicare Out-of-Pocket Expenses? Premiums, […]
Are Medicare decisions dragging you down? Let us help by bringing you up to speed on one of your options: Medicare Advantage. In this article, we’ll explain how Medicare Advantage works, what it can cover, and more. How Does Medicare Advantage Work? Medicare Advantage plans are offered by private insurance companies who will administer your […]
Medicare can be hard to understand, especially if you’re close to turning 65 and this is your first experience with it. To get you started, we’ve provided Medicare answers to some of the most common Medicare FAQs.. Who Qualifies for Medicare? To qualify for Medicare, you need to be a U.S. citizen or legal resident […]
Need braces for you or your kid? If you’re worried it’s going to be expensive, you’re not alone. The good news: with supplemental orthodontic insurance, it could be more affordable than you think. Without insurance, the average cost for braces is $5,000 to $6,000.1 But the more orthodontic care you need to fix your teeth, […]
Even if you’re healthy when you retire, it isn’t guaranteed you’ll stay healthy throughout your retirement. As you get older, it’s only natural to experience normal aging that effects the heart, bones and joints. But it’s important to prepare for potentially serious health conditions. Some people may feel that there are pros and cons to long-term care […]