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  1. What Does Basic Health Insurance Cost?

    What Does Basic Health Insurance Cost?

    4-minute read

    Shopping for healthcare can be time-consuming and feel overwhelming. And one frustrating part can be figuring out what health insurance might cost. “There’s no one-size-fits-all answer when it comes to health insurance prices,” says Brett Casey, a licensed insurance agent with HealthMarkets in Oklahoma City. But there are basic guidelines you can follow to help […]

  2. What Is a Health Insurance Premium?

    What Is a Health Insurance Premium?

    5-minute read

    Wondering “What is a health insurance premium?” A health insurance premium is the fee you must pay for your health insurance policy. Premiums are typically paid monthly, quarterly, or yearly during your period of coverage. Understanding how the cost of your premium can affect the amount of coverage you receive will help you make an […]

  3. Deductible vs. Out-of-Pocket Limit: What’s the Difference?

    Deductible vs. Out-of-Pocket Limit: What’s the Difference?

    2-minute read

    Understanding health insurance terminology can help you choose the right plan for yourself or your family members. One issue some people find confusing is the difference between a plan’s deductible vs. the out-of-pocket limit, both of which represent points at which the insurance company pays for all or some of your care. Why are the […]

  4. The Affordable Care Act and Taxes: What You Need To Know

    The Affordable Care Act and Taxes: What You Need To Know

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    If you are one of millions of Americans who bought health insurance through a government exchange, filing your taxes could be slightly more complicated when tax season occurs. Different rules also apply depending on which U.S. state you live in. HealthMarkets can help explain the basics of the Affordable Care Act and taxes. IRS Form […]

  5. What is an HSA (Health Savings Account)?

    What is an HSA (Health Savings Account)?

    3-minute read

    High deductible health plans (HDHPs) have become popular in recent years, especially for those looking to lower their health insurance premium costs. While deductibles may be high with an HDHP, they are typically offered in conjunction with a health savings account, also known as an HSA. Discover what a health savings account is and how […]

  6. Silver Plan Premiums Could Make You a Marketplace Winner

    Silver Plan Premiums Could Make You a Marketplace Winner

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    Silver plans are the most common health insurance selections for Americans choosing between Affordable Care Act (ACA) plans. Discover why, and if this level of plan will meet your needs, with HealthMarkets. What Is a Silver Level Health Plan? A silver level health plan is one of four categories, or “metal levels,” of health insurance […]

  7. Are You Eligible for a Subsidy? Check With an ACA Subsidy Calculator

    Are You Eligible for a Subsidy? Check With an ACA Subsidy Calculator

    2-minute read

    Did you know that you may be eligible for lower-cost health insurance? Affordable Care Act (ACA) subsidies could be beneficial to you, and as of March 2021, the American Rescue Plan Act has expanded the eligibility requirements. This means that more Americans may be eligible for reduced premiums, no premiums at all, or health insurance […]

  8. Are You Eligible for ACA Premium Subsidies?

    Are You Eligible for ACA Premium Subsidies?

    2-minute read

    Many people who buy health insurance on the federal and state exchanges receive premium subsidies that reduce the cost of their monthly payment. But who benefits? And how is this tax credit amount determined? It’s all based on the federal poverty level (FPL). In the 2019 and 2020 Open Enrollment Periods, approximately 87% of people […]

  9. Learn How ACA Subsidies Work

    Learn How ACA Subsidies Work

    3-minute read

    The U.S. government provides federal subsidies for health insurance to qualified individuals to make health insurance more accessible for Americans with lower to moderate incomes. These Affordable Care Act (ACA) subsidies, sometimes referred to as “Obamacare subsidies,” help reduce the cost of health insurance premiums and come in two basic forms: premium tax credits and […]

  10. Free Health Insurance? Yes, This Year It’s Possible

    Free Health Insurance? Yes, This Year It’s Possible

    4-minute read

    Some Americans could receive free health insurance by qualifying for zero-premium silver and bronze plans. Why? Because as of March 2021, the federal government has enacted the American Rescue Plan Act. The American Rescue Plan Act temporarily expands the eligibility requirements for premium tax subsidies for Affordable Care Act (ACA) health plans, allowing millions of Americans […]

  11. Self-Employed? Here’s How to Save Money on Health Insurance

    Self-Employed? Here’s How to Save Money on Health Insurance

    3-minute read

    If you work for yourself, you know that the Affordable Care Act (ACA) can help millions of self-employed Americans find a health plan within their means. But did you know there are other ways for you to save money on health insurance? Let’s look at a few ways freelancers, solopreneurs, and small business owners can […]

  12. Don’t Be Afraid to Make Health Insurance Claims

    Don’t Be Afraid to Make Health Insurance Claims

    2-minute read

    It’s common knowledge that if you get into a lot of accidents (and therefore make a lot of claims), your cost for auto insurance will go up. If you file a homeowner’s insurance claim, your premiums may also rise – sometimes by hundreds of dollars! With many types of insurance, the more claims you file, […]

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© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.