Do you have questions regarding your Medicare eligibility in Arizona? If you are approaching 65, chances are that you do. The Affordable Care Act (ACA) has helped improve the benefits offered by the Medicare Program, so finding coverage that meets your needs is easier than ever.
When you become Medicare eligible, Medicare will automatically enroll you in Original Medicare, which includes Parts A and B (medical and hospital insurance). When you become eligible for Medicare, this does not mean you have to choose Original Medicare, however.
You can opt for Medicare Advantage -- a type of Medicare plan purchased through a private insurance company -- that rolls hospital, medical, and prescription plans into a single plan that may have additional perks over original Medicare. For example, some Medicare Advantage plans help pay for hearing aids that original Medicare may not cover.
Medicare Eligibility - Arizona Enrollment Period
Once you become eligible for Medicare, you have an initial signup period of seven months that begins three months before the month in which you turn 65. It is during this period that you can opt to sign up for Medicare Advantage or opt to stay with Original Medicare. Keep in mind that signing up for your plan in the months leading up to your 65th birthday means that you do not have to wait until the day you turn 65 for your coverage to begin.
Once you establish Medicare eligibility in Arizona, a licensed agent can help you find the plan that meets your particular healthcare needs and preferences. Since the process of determining Medicare eligibility Arizona is confusing, talking about your situation with a HealthMarkets licensed representative can help you understand the different parts of the program and determine which type of coverage and plan is best suited for your needs. Contact us today!