Do you have questions regarding your Medicare eligibility in Arkansas? If you are approaching 65, chances are that you do. HealthMarkets can help untangle the complexities, and help you start comparing plans.
Medicare Eligibility Arkansas – Who Qualifies for Medicare?
You may be eligible for Medicare in Arkansas if you’re a U.S. citizen or permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:1
- You are 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for two years.
- You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.
If you are turning 65 and already receiving Social Security benefits, you will be automatically enrolled into what is known as Original Medicare. Original Medicare includes Part A hospital insurance, which covers hospital stays and Part B medical insurance, which covers visits to your doctor, medical supplies, outpatient care, and preventive services.2,3
In 2020, more than 644,000 eligible Arkansans had Medicare coverage.4
But keep in mind that you don’t have to keep Original Medicare as your health coverage plan.
Arkansas Medicare Advantage Options Available
An alternative to Original Medicare is Medicare Part C, also known as Medicare Advantage. Medicare Advantage plans are sold by private insurance companies and essentially combine Parts A and B into one plan. These plans may also include other benefits like drug, hearing, dental, and/or vision coverage, depending on the plan.5
Medicare Part D is prescription drug coverage. Medicare Part D plans are available to beneficiaries with Original Medicare (which does not include prescription drug coverage) or to those with Medicare Advantage plans that do cover prescriptions. Many Medicare Advantage plans cover your prescriptions, but some may require a separate plan.
If you’d like to keep Original Medicare, you can extend your benefits with a Medicare Supplement plan, which helps cover out-of-pocket expenses such as deductibles and coinsurance.
How to Apply for Medicare in Arkansas
You can apply for Original Medicare in Arkansas by contacting the Social Security Administration, either by phone or through their website.
Find out more about the Medicare Advantage, Part D and Medicare Supplement plans that are available in your area with HealthMarkets. At no additional cost to you, the innovative HealthMarkets’ FitScore® can help you review and rank your options from recognized insurance companies.
It is worth noting that nearly 60% of Medicare-eligible Arkansans who applied for Extra Help with their prescription drug costs were deemed eligible in 2020.6 Wondering if you qualify? HealthMarkets can help.
1.CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 2. Medicare.gov. Retrieved from https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b Accessed on March 2, 2021. | 3. Medicare.gov. Retrieved from https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/should-i-get-parts-a-b# Accessed on March 2, 2021. | 4. KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 5. Medicare.gov. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf Accessed on March 2, 2021. | 6. SSA. 2020. Retrieved from https://www.ssa.gov/open/data/fy16-onwards-MPD-Plan-Cost-Yrly.csv
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.