With 679,355 Connecticut Medicare beneficiaries in 2018 it’s important to know if you’re eligible to become one of them. It’s also important to understand your Medicare plan options before you make a choice in coverage. HealthMarkets cut through the clutter and gives you the basics of Medicare Eligibility in Connecticut.
Who Has Medicare Eligibility in Connecticut?
There are four groups of people who are eligible for Medicare in Connecticut:
- U.S. citizens aged 65 or older
- U.S. citizens who are disabled and under the age of 65
- U.S. citizens with end-stage renal disease (ESRD) at any age
- U.S. citizens with ALS (Amyotrophic Lateral Sclerosis or Lou Gehrig’s disease) at any age
If you are 65 or older and getting a Social Security check, you will be automatically enrolled into what is known as Original Medicare.
Am I Eligible for Original Medicare?
Medicare eligibility in CT entitles you to Medicare Parts A and B, which is known as "Original Medicare.” Part A provides hospital coverage. Part B covers medical costs such as doctor visits, medical equipment, and lab work.
Drug coverage, commonly known as Medicare Part D, must be purchased separately if you have Original Medicare.
You can also enhance your Original Medicare coverage by purchasing a Medicare Supplement plan. This add-on is sold by private insurance companies and covers out-of-pocket expenses like deductibles and coinsurance.
Medicare Eligibility in Connecticut: Should You Choose Medicare Advantage?
A Medicare Advantage plan, an alternative to Original Medicare, is administered by a private company instead of the Medicare program. Medicare Advantage rolls both Part A and Part B into one plan. Most Medicare Advantage plans also include Part D drug coverage, and many plans also include vision, dental, and/or hearing coverage. For additional information, check out the HealthMarkets Medicare Resource Center.
Whether Original Medicare or Medicare Advantage is right for you depends on several factors, including your budget, your doctors and your location. It’s a good idea to speak to a HealthMarkets licensed insurance agent about Medicare eligibility in Connecticut, as they can assess your needs, explain your choices, and help you enroll — all at no cost to you.
Call us at (800) 439-6916 today.