If you are wondering about your Medicare eligibility in Delaware, look no further. Before you join the 201,656 Medicare enrollees in Delaware, let HealthMarkets show you the basics.
Medicare Eligibility – Delaware Residents May Qualify
The following groups meet the qualifications for Medicare eligibility in Delaware:
- U.S. citizens age 65 and older who have worked long enough to qualify for benefits.
- Those with disabilities and under the age of 65 may be qualify Medicare in Delaware, although it takes around two years of receiving disability benefits before becoming eligible.
- Citizens diagnosed with End-Stage Renal Disease (ESRD) can qualify for Medicare.
- Those are receiving disability benefits for ALS (Lou Gehrig’s disease) are eligible.
Choosing a Delaware Plan After Becoming Eligible for Medicare Eligibility
Medicare eligibility entitles you to Medicare Parts A and B, which is known as Original Medicare. Part A provides hospital coverage. Part B covers medical costs such as doctors’ visits, medical equipment, and lab work.
Drug coverage, known as Medicare Part D, must be purchased separately if you have Original Medicare. You can also purchase a Medicare Supplement plan, which covers out-of-pocket expenses like deductibles and copays.
If you are eligible for Medicare, you may be able to enroll in a Medicare Part C plan, also known as Medicare Advantage, instead of Original Medicare. A Medicare Advantage plan is offered by a private insurance company and essentially combines Parts A and B into one plan. Many Medicare Advantage plans include drug, dental, hearing and vision coverage, as well.
Which choice is best? A HealthMarkets licensed agent can assess your situation and help you determine the right plan — all at no charge to you.
HealthMarkets is Here for Delaware Medicare Eligibility Questions
HealthMarkets licensed agents are available to assist you in understanding the nuances of Medicare and to help answer any questions you may have about your qualifications. Call us today at (800) 439-6916 to find out more about Medicare eligibility in Delaware and your plan options.