If you are wondering about your Medicare eligibility in Delaware, look no further. HealthMarkets can help you understand the basics, so you can join the 213,678 Medicare enrollees in Delaware as of 2020.1
If you’re ready to begin shopping online for Medicare plans, you can get started right now.
Medicare Eligibility: Delaware Residents Who Qualify
You may have Medicare eligibility in Delaware if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:2
- You are age 65 or older
- You have been receiving disability benefits for two years.
- You have been diagnosed with End-Stage Renal Disease (ESRD).
- You are receiving disability benefits for ALS (Lou Gehrig’s disease).
Choosing a Delaware Plan After Becoming Eligible for Medicare Eligibility
Medicare eligibility entitles you to Medicare Parts A and B, which is known as Original Medicare. Part A provides hospitalization coverage. Part B covers medical costs, such as doctors’ visits, medical equipment, and lab work.2
Prescription drug coverage, known as Medicare Part D, must be purchased separately if you have Original Medicare.3 You can also purchase a Medicare Supplement plan, which covers out-of-pocket expenses like deductibles and copays.
If you are eligible for Medicare, you can choose to enroll in a Medicare Part C plan, also known as Medicare Advantage, instead of Original Medicare. A Medicare Advantage plan is offered by a private insurance company and essentially combines Parts A and B into one plan. Many Medicare Advantage plans include drug, dental, hearing and/or vision coverage, as well.4
Which choice is best? HealthMarkets can help you assess your situation and suggest plan that meets your needs—all at no extra charge to you.
How Do I Apply for Medicare in Delaware?
You can apply for Medicare in Delaware by contacting Social Security Administration during your Initial Enrollment Period (IEP), which includes the three months before you turn 65, the month of your 65th birthday, and the three months following. If you are already receiving benefits from Social Security of the Railroad Retirement Board, you will be automatically enrolled.5
HealthMarkets can help answer questions you may have about your qualifications with our FitScore Forever technology. After telling us about your insurance needs, we can help you compare plans from recognized insurance companies using our free FitScore®.
Get your FitScore today and start shopping for Medicare plans.
1. Total Number of Medicare Beneficiaries, KFF. 2018. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 2. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 3. What Medicare Part D drug plans cover. Medicare.gov. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 4. Understanding Medicare Advantage Plans. Medicare.gov. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 5. How do I get Parts A & B? Medigare.gov. 2020. https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.