It can be tricky to figure out Medicare eligibility in Idaho. HealthMarkets can help you learn more about the facts.
Approximately 344,604 Idaho residents enrolled in Medicare in 2020.1 To see if you, too, meet the standards for Medicare eligibility in Idaho, keep reading. Or if you’re ready to get your free FitScore® with HealthMarkets, start shopping online for Medicare plans now.
Who Is Eligible for Medicare in Idaho?
You may be eligible for Medicare in Idaho if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:2
- You are 65 or older.
- You are under 65, have a disability, and receive disability benefits from Social Security or the Railroad Retirement Board.
- You have End-Stage Renal Disease (ERSD).
- You have ALS (Amyotrophic Lateral Sclerosis), also known as Lou Gehrig’s disease.
Medicare Options for Eligible Idahoans
Once you know you’re eligible for Medicare, what do you do next? It’s time to review your healthcare plan choices.
If you receive Social Security, you’ll automatically be signed up for Original Medicare, comprised of Part A (inpatient hospital insurance) and Part B (medical insurance for doctor visits and outpatient services).
If you want to stay with Original Medicare, you can opt to enhance your coverage by purchasing plans from private insurance companies. These include Part D drug plans,3 which cover prescriptions drugs, and Medicare Supplement plans, which can help pay for out-of-pocket expenses such as deductibles and coinsurance.
Another option is to purchase a Medicare Advantage plan. Medicare Advantage plans (also known as Medicare Part C) are plans sold by private insurance companies that bundle Part A and Part B into a single plan. These plans often include other benefits, including prescription drug, dental, vision, and hearing coverage.4
You don’t have to decide on your own. By answering just a few questions, HealthMarkets’ FitScore can help you navigate your Medicare choices.
Getting the Most Out of Your Medicare Eligibility in Idaho
HealthMarkets can help you find the Medicare plan that will work best for you. Our innovative FitScore can help you review your options –at no cost to you.
HealthMarkets can also check to see if you may qualify for Extra Help, an assistance program that can lower your prescription drug costs.5
Ready to start comparing Medicare plans? Get your FitScore today to discover your options.
1.Total Number of Medicare Beneficiaries, KFF. 2018. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 2. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 3. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 4. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 5. Extra Help with Medicare Prescription Drug Plan Costs. SSA. 2019. Retrieved from https://www.ssa.gov/open/data/Data-about-Extra-Help-with-Medicare-Prescription-Drug-Plan-Cost.html
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.