In 2020, there were more than 1.27 million Medicare beneficiaries in Indiana.1 Is it time for you to join them? HealthMarkets can help you determine your Medicare eligibility in Indiana and learn the basics of Medicare coverage.
Ready to compare Medicare plans now? Getting your FitScore® from HealthMarkets is a great place to start.
Who Qualifies for Medicare in Indiana?
You may qualify for Medicare in Indiana if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:2
- You are 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for two years.
- You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.
Maximizing Your Benefits with Medicare
Once you’re eligible, it’s time to start reviewing your options. There are four parts to Medicare:
- Part A – This is hospitalization insurance.
- Part B – This is medical insurance that covers services such as doctor visits, lab work, and medical devices.2
- Part C – Also known as Medicare Advantage, this is healthcare coverage through a private health insurance organization. Those enrolled in Medicare Parts A and B (known as Original Medicare) can choose to switch to this option. Medicare Advantage bundles Part A, Part B, and other coverage such as prescription drugs, dental, vision, and/or hearing into one plan. There are a variety of plans available with a range of coverage options.3
- Part D – This is prescription drug coverage.4 Those with Original Medicare will need to purchase a Part D plan if they desire prescription drug coverage, as it is not included in Parts A or B.
People with Medicare Part A and Part B coverage can also purchase a Medicare Supplement plan, which helps cover expenses such as deductibles and copays.
How Do I Sign Up for Medicare in Indiana?
You can sign up for Medicare in Indiana through the Social Security Administration. If you are already receiving Social Security or Railroad Retirement Board benefits when you turn 65, you will be automatically enrolled when you turn 65.2
Concerned about prescription drug costs? HealthMarkets can help you find out if you might qualify for Extra Help, a program that helps pay for prescription drug coverage.
HealthMarkets’ FitScore makes it easy for Hoosiers to find a Medicare plan in Indiana. At no extra cost to you, we can rank the plans based on how well they fit your needs, so you can quickly compare Medicare plans.
Get your free FitScore and shop for Medicare plans online now.
1.Total Number of Medicare Beneficiaries, KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 2. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 3. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 4. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 5. Medicare Part D Enrollment, CMS. 2018. Retrieved from https://www.cms.gov/files/document/2018-mdcr-enroll-d-3.pdf
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.