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Do you need assistance determining your Medicare eligibility in Louisiana? If you’re close to your 65th birthday, it’s time to start thinking about the type of Medicare coverage that will fit your budget and needs. You don’t have to do it alone! HealthMarkets can help—at no cost to you.

How Do You Qualify for Medicare in Louisiana?

You may qualify for Medicare in Louisiana if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you1

  • You are 65 or older.
  • You have been on Social Security Disability Insurance (SSDI) for two years.
  • You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.

As of 2020, 883,379 Louisiana residents were enrolled in Medicare.2 That is the equivalent of 19% of the state population.

Once you have Medicare eligibility in Louisiana, it’s time to review your options.

The Four Parts of Medicare in Louisiana

Medicare benefits can be a huge assistance once you meet eligibility requirements in Louisiana, but you might be confused about your plan choices. 

There are 4 main parts of Medicare:

  • Medicare Part A: This is hospital insurance for inpatient hospital stays.
  • Medicare Part B: This medical insurance is for outpatient care such as doctor visits, lab work, and medical devices.1
    Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance)
  • Medicare Part C: Medicare Advantage allows Medicare-eligible individuals to receive Part A and Part B through a private insurance company. There are a variety of plans available, many with drug, dental, vision, and hearing coverage included.4
  • Medicare Part D:  Prescription drug coverage.5

If you have Social Security, you’ll automatically be enrolled in Parts A & B, also known as Original Medicare. You can extend your benefits by purchasing a Medicare Supplement plan that covers out-of-pocket expenses and/or a drug coverage plan. If you prefer, you can opt for a Medicare Part C plan instead of Original Medicare.

What Is The Right Medicare Plan for Me?

This question is asked frequently by individuals with Medicare eligibility in Louisiana. The answer depends on your income, health, and how much flexibility you’re comfortable with when it comes to choosing a doctor. 

In Louisiana, more than 521,000 residents chose Original Medicare plans in 2020, and 361,594 picked Medicare Advantage2.

It can be a difficult choice if you aren’t sure what’s right for you. That’s why getting help from HealthMarkets for your Medicare needs is a good idea. Our service allows you to compare plans from multiple health insurance companies.

Let us help you learn more about Medicare eligibility in Louisiana. You might even qualify for Extra Help with your prescription drug costs. In 2020, 52% of all Louisiana Medicare Part D enrollees who applied for Extra Help with their prescription drug costs were deemed eligible.6

HealthMarkets can help you determine your Extra Help eligibility in Louisiana and help you find a Medicare plan that fits you. Answer some questions about your insurance needs, and our FitScore® technology will rank the available plans.

Discover the right Medicare plan for you today by getting your free FitScore with HealthMarkets.


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References:
1.Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 2. Total Number of Medicare Beneficiaries, KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 3. QuickFacts Louisiana, U.S. Census Bureau. 2019. Retrieved from https://www.census.gov/quickfacts/LA | 4. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 5. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 6. Extra Help with Medicare Prescription Drug Plan Costs. SSA. 2020. Retrieved from https://www.ssa.gov/open/data/Data-about-Extra-Help-with-Medicare-Prescription-Drug-Plan-Cost.html 

HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.

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