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Are you a Louisiana resident who needs help determining your medicare eligibility? Or perhaps you are already covered under the Medicare Program and simply need more information? Either way, HealthMarkets Insurance Agency can help! You know that Medicare benefits can be a huge assistance to you, but you may be confused about how to maximize the effectiveness of your Medicare plan. In the state of Louisiana, more than 653,000 individuals are enrolled in Medicare, which is the equivalent of 15% of the state population.

 

Under the new healthcare laws, Medicare has never worked better for LA residents:

  • Prescription drugs have never been more affordable. Medicare eligible residents have saved around $167,948,155 on prescription drugs since the inception of the new laws surrounding Medicare.
  • No deductible or copays on preventative services. It is now more affordable than ever to diagnose any issues early and stay healthy.
  • Not too long ago, Medicare was expected to run out of money by 2017. It’s now estimated that Medicare’s hospital coverage will remain secure  until 2030.

The Four Parts of Medicare

There are 4 parts of Medicare:

    • Medicare Part A: Hospital insurance
    • Medicare Part B: Medical Insurance
    • Medicare Part C: Medicare Advantage
    • Medicare Part D: Outpatient prescription drug insurance

What is Medicare Advantage? This question is asked frequently by individuals deciding on a Medicare plan. Medicare Advantage (otherwise known as Medicare Part C), allows Medicare eligible individuals to receive benefits through a private company. Out of the 653,000 of individuals in Louisiana who are enrolled in Medicare, 145,000 of them opt for a Medicare Advantage Plan.

It is important to note, however, that Medicare Advantage is not a separate benefit, but is a Medicare-approved private insurance plan for those enrolled in Original Medicare (Part A and B). The licensed representatives at HealthMarkets Insurance Agency can help you learn the ins and outs of Medicare, and when the time comes to enroll in a plan, they can help you with that too. Call us today for more information!

Source(s): http://www.hhs.gov/healthcare/facts/bystate/statebystate.html
 
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