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Did you know that over 1 million Minnesotans receive Medicare benefits?1 That means approximately 18% of the population has Medicare eligibility in Minnesota.2 If you’re wondering what it takes to qualify, HealthMarkets can help.

Who Has Medicare Eligibility in Minnesota?

You may be eligible for Medicare in Minnesota if you’re a U.S. citizen or permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:3

  • You are 65 or older.
  • You have been on Social Security Disability Insurance (SSDI) for two years.
  • You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.

Understanding Medicare Plans in Minnesota

Most people age 65 or older have Medicare eligibility in Minnesota. But you may also wonder how Medicare works.

Medicare is divided into four parts, including hospitalization insurance (Part A), medical insurance (Part B), Medicare Advantage (Part C), and prescription drug coverage (Part D). 

Medicare Parts A & B are also called Original Medicare. This is offered by the government. You can enhance your coverage by adding a Part D prescription drug plan and/or a Medicare Supplement plan, which helps cover out-of-pocket expenses like deductibles and copays.

Medicare Advantage (Part C) is the choice of approximately 543,000 Minnesota residents who are eligible for Medicare.1This means that a private health insurance company provides their benefits for Medicare Part A and B using a single plan, which may even include Part D drug coverage. Many plans also include dental, vision, and/or hearing coverage.

Prescription drug coverage (Part D) is not included in Original Medicare and can be purchased separately from private insurance companies. Need more help with prescription drug costs? More than 44% of Medicare-eligible Minnesotans who applied for Extra Help with their prescription drug coverage were deemed eligible in 2020.4 You can check to see if you might be eligible, too.

What’s the Best Minnesota Medicare Plan?

The best Minnesota Medicare plan for you depends on your unique needs and budget. After you assess your Medicare eligibility in Minnesota, HealthMarkets’ innovative FitScore® can help you compare and rank Medicare plans, at no cost to you. 

Answer a few quick questions, and the FitScore will use your responses to provide a personalized list of options that you can review.

Start comparing plans with HealthMarkets today.


1.KFF. 2020. Retrieved from | 2. QuickFacts Minnesota. Retrieved from,US/PST045219 | 3. CMS. 2020. Retrieved from | 4. SSA. 2020. Retrieved from 

HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.

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