In Nevada, more than 544,000 individuals received Medicare benefits in 2020.1 You may be wondering what gave these individuals Medicare eligibility in Nevada and what the program includes.
While Medicare may offer many great choices for your health insurance needs, it can be difficult to navigate. So let’s take a moment to go over the basics.
If you’re ready to find a Medicare plan now, you can start shopping now with HealthMarkets.
Do You Have Medicare Eligibility in Nevada?
You may have Medicare eligibility in Nevada if you’re a U.S. citizen or a permanent legal resident who has lived in the U.S. for more than five years and one or more of the following applies to you:2
- You are 65 or older.
- You have been on Social Security Disability Insurance (SSDI) for two years.
- You have end-stage renal disease (ESRD) or Lou Gehrig’s disease.
Plans for Those With Medicare Eligibility in Nevada
If you will be eligible for Medicare in Nevada soon, or are currently eligible, it’s time to understand your choices.
Medicare is broken down into four parts:
- Hospital insurance (Part A)
- Medical insurance (Part B)2
- Medicare Advantage (Part C)
Medicare Parts A and B (known as Original Medicare) are provided by the U.S. government. If you choose this option, you can add to your coverage with a Part D drug plan, which covers prescription drugs, and a Medicare Supplement plan, which helps cover out-of-pocket expenses like deductibles and copays.
Alternatively, Medicare Advantage (Part C) plans are offered by private insurance companies. Medicare Advantage bundles Part A and Part B coverage into a single plan, which often includes prescription drug coverage, vision, and/or dental coverage.4 Nearly 215,000 Nevadans enrolled in a Medicare Advantage plan in 2020.1
Additionally, more than 57% of Medicare-eligible Nevadans who applied for Extra Help with prescription drug savings in 2020 were approved.5
How Do I Apply for Medicare in Nevada?
You can apply for Medicare in Nevada through the Social Security Administration, either by phone or online. Once you are eligible for Medicare in Nevada, your Initial Medicare Enrollment Period begins three months before you turn 65, includes the month you turn 65, and lasts for three months afterward. If you miss it, you can also enroll during the General Enrollment Period from January 1 to March 31.6
Once enrolled, HealthMarkets can help you find the right Medicare plan for your situation.Just answer a few quick questions and our free FitScore® ranks available plans based on your needs.
Shop and compare Medicare plans online with HealthMarkets today.
1.Total Number of Medicare Beneficiaries, KFF. 2020. Retrieved from https://www.kff.org/medicare/state-indicator/total-medicare-beneficiaries/ | 2. Original Medicare (Part A and B) Eligibility and Enrollment, CMS. 2020. Retrieved from https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol | 3. What Medicare Part D drug plans cover, Medicare. 2020. Retrieved from https://www.medicare.gov/drug-coverage-part-d/what-medicare-part-d-drug-plans-cover | 4. Understanding Medicare Advantage Plans, Medicare. 2020. Retrieved from https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf | 5. Extra Help with Medicare Prescription Drug Plan Costs. SSA. 2020. Retrieved from https://www.ssa.gov/open/data/Data-about-Extra-Help-with-Medicare-Prescription-Drug-Plan-Cost.html | 6. Medicare enrollment periods: when to sign up, Medicare. 2020. Retrieved from https://www.medicare.gov/blog/medicare-enrollment-period-2020
HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.