As retiring seniors lose employee benefits, they begin the search for alternative dental insurance. Seniors often experience tooth loss, receding gums, cavities, and tooth sensitivity. In addition, dentures and other teeth-replacement options tend to escalate dental bills. That is why affordable dental insurance for seniors can be imperative. Seniors can find reasonably priced plans that cover services that seniors most often require.
What to Look For in an Affordable Dental Insurance Plan for Seniors
Seniors often need major dental services which can quickly amass into a substantial out-of-pocket expense. If you are in need of major dental work, check your plan for its annual maximum. The annual maximum is the most the plan will pay towards services in a plan year. This is commonly $1,000 per individual, which is often too little for the unique needs of seniors. Find a plan with a higher annual maximum. In order to keep your costs down, also look for a plan that includes:
- Multiple cleanings and two exams each year
- Coverage for dental implants, dentures, and other major services
How HealthMarkets Can Help
HealthMarkets can help you make sense of the various details of affordable dental insurance plans for seniors. Our agents can help you find the perfect match for your situation at no cost to you. Contact a local insurance agent, or call one of our representatives 24/7 at (800) 360-1402.