When you're looking for affordable health insurance in AZ, there can be a lot to consider when searching for the right plan. Between balancing your budget and understanding your medical needs, it's important to make sure you find the right amount of coverage while having it be affordable to you. At HealthMarkets Insurance Agency, we’ll help you find the plan that works for your needs.
How To Find Affordable Health Insurance in Arizona
Residents of Arizona can use a public or private health insurance marketplace (like HealthMarkets) to assist residents in finding affordable health insurance options. Through health exchanges, you can discover your options and find out if you’re eligible to receive any discounts or other cost savings on health insurance.
- There are various metal level plans available to enroll in, so you can find the most affordable option. Plans types including Bronze, Silver, Gold, and Platinum. Depending on the metal level you purchase, it can affect the amount you pay per month in premiums, how much coverage your health insurance provides, and how much you'll have to pay out of pocket for medical services.
Here's how these costs are broken down:
- If you’re under 30 or qualify for a hardship exemption, you may be eligible to receive catastrophic health insurance. This type of plan protects low-income people from worst-case scenarios like accidents, injuries, surgeries, or disease.
- You may be eligible for a subsidy on your health insurance costs. This can include a premium tax credit on your monthly premiums or a cost-sharing reduction that lowers your out-of-pocket expenses.
- Depending on the type of plan you choose, you can find more affordable health insurance in AZ if you pay close attention to out-of-pocket healthcare costs, including the monthly premiums, copayments, coinsurance, and yearly deductibles.
Find Affordable AZ Health Care with HealthMarkets
HealthMarkets is an industry leader and is always ready to provide high-quality service to our customers. Since 2010, we've worked to get families across the country (including Arizona) enrolled in over 2 million health insurance plans. We'll review the options that suit your needs, then help you enroll in affordable health insurance in Arizona.