You have likely heard your fair share of information about Medicare and Medicare plans, but perhaps you're a little foggy about Medicare Advantage. Maine HealthMarkets agents are ready to help you understand the differences between Original Medicare and Medicare Advantage plans.
Nearly everyone who qualifies for Medicare or is Medicare eligible can opt for Medicare Advantage. Medicare Advantage is also known as Part C Medicare coverage, and it essentially bundles Parts A and B together with prescription or Part D coverage.
As of 2011, 49,347 residents of Maine were enrolled in a Medicare Advantage plan. Did you know that in the next ten years census data predicts that Maine will have second highest percentage of seniors in the U.S? As the number of senior residents steadily increases, the market may become more crowded and it may be difficult to access assistance in choosing the right plan. HealthMarkets Insurance Agency is here to walk you through every step of the process, we’re just a very painless and easy phone call or click away.
Benefits of Medicare Advantage – Maine Plans
A growing number of people who are Medicare eligible are opting for Medicare Advantage over Original Medicare, and it's easy to see why. There are a number of advantages that come along with enrollment in Medicare Advantage. Maine residents may enjoy:
- Set out-of-pocket maximums for Medicare services. Unlike Original Medicare that has no upper limits for enrollees, Medicare Advantage plans have a mandatory maximum of $6,700.
- Prescription drug coverage. Medicare Part C with Medicare Advantage in Maine generally comes with Medicare Part D prescription coverage. Original Medicare does not.
- Benefits not otherwise offered by Original Medicare. This can include eye care, vision care and hearing care. Original Medicare does not offer these perks, but many Medicare Advantage plans do.
By speaking with a licensed agent with HealthMarkets, you can find the right plan for your needs and maximize your coverage under Medicare Advantage. You can log on our website and chat with an agent online or give us a call, we’re waiting on you. Source(s): http://www.hhs.gov/healthcare/facts/bystate/statebystate.html