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Medicare eligibility is valuable—but choosing between Original Medicare and Medicare Advantage in Massachusetts can require careful consideration. Most people are unsure about what Medicare Advantage has to offer when they become Medicare eligible and must determine whether or not it is in their best interests to opt out of Original Medicare and enroll into a Medicare Advantage plan.

The truth is that many people can benefit from Medicare Part C, or Medicare Advantage. Massachusetts residents can choose both regular Medicare Part A and B into one plan under Medicare Advantage, and usually that plan includes prescription drug (Part D) coverage as well as other benefits and perks.

Why Choose Medicare Advantage in Massachusetts

One in every 5 residents in Massachusetts are age 60 or older. Over a quarter of homes in MA include at least one member of the household over the age of 60. As the senior population increases, it’s important to understand Medicare Advantage and other options for you or your loved ones. When comparing Original Medicare and Medicare Advantage, Massachusetts residents should remember these key points:

  • Original Medicare does not come with vision, hearing, or dental care. Most Medicare Advantage plans do have one or all of these offerings rolled into your regular coverage.
  • Original Medicare does not limit your out-of-pocket costs, but most plans under Medicare Advantage in Massachusetts do.
  • Original Medicare has a copayment of 20 percent, while many of the plans under Medicare Advantage do not. This can be a real money-saver over time.
  • Original Medicare requires purchase of an additional policy to cover your medicine. While not all Medicare Advantage plans come with drug coverage, the majority do.

When shopping for a plan under Medicare Advantage, Massachusetts HealthMarkets can help you find the right plan at the right price for your needs. These representatives are licensed and ready to provide professional, personalized service for you around the clock. Give us a call today at (800) 360-1402.


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References:
http://www.hhs.gov/healthcare/facts/bystate/statebystate.html 

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