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The Affordable Care Act (ACA), or Obamacare, has an open enrollment period each year that allows customers to sign up for or alter their health insurance coverage. If you missed this past year’s deadline or happen to need healthcare coverage in the coming months, the next Obamacare enrollment 2015 period begins on November 1 and closes on January 31, 2016.

The open enrollment period is a designated time that you can initially enroll in a health insurance plan, modify the terms of your current plan, or switch health insurance providers altogether. During the Obamacare enrollment 2015 period, you may choose insurance plans from the following options:

  • Plans provided by your employer.
  • Plans offered by the public healthcare marketplace.
  • Qualified plans offered by a private marketplace.

The enrollment process involves filling out an application, answering questions related to your health, and any additional steps your selected insurance company may require.

Where to Find Insurance Plans

No matter where you search for health insurance plans, HealthMarkets Insurance Agency can help you navigate options from more than 180 insurance companies nationwide.  

If you need health coverage after the open enrollment period ends, you may have another option. It’s possible to enroll in a plan during the special enrollment period, but there are only certain qualifying events that make you eligible:

  • Getting married
  • Having a baby
  • Losing health coverage
  • Becoming a US Citizen
  • Relocating out of your plan area

If you’re not sure if you qualify to participate in the special enrollment period or have any questions about Obamacare enrollment in 2015, visit our resource center or blog to answer questions about health plans and the ACA. If you are ready to purchase or alter a health insurance plan, call us 24 hours a day at (800) 360-1402 or contact a licensed agent.

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Source:

HHS: http://www.hhs.gov/healthcare/rights/

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