Having A Complete Personal Health Record Will Help You Get Health Insurance


A personal health record (PHR) is your own documentation of any illnesses you've had, your immunizations, the doctors you see, and other important information about your health. When you contact HealthMarkets Insurance Agency about health insurance during an enrollment period are ready to apply for a policy, you can learn ways to keep your PHR safe when you send this information to doctors.

HealthMarkets has helped families since 2010 make the right choices for their healthcare needs. In addition to helping families enroll in affordable health insurance, our licensed agents can help answer your questions about PHRs and the American healthcare system.

The Benefits of Personal Health Records

Because of how rapidly doctor's offices and hospitals are adopting a more digital way of storing and organizing information, it's no wonder that personal health records are available electronically, too.

According to MyPHR.com, a PHR can be most specifically defined as, "a tool that you can use to collect, track and share past and current information about your health or the health of someone in your care. Sometimes this information can save you the money and inconvenience of repeating routine medical tests."

In general, PHRs include basic information about yourself and your personal health history that can help any new doctor or specialist understand your unique medical needs immediately. These includes your:

  1. Name and birthday
  2. Blood type
  3. Emergency contact information
  4. Last physical exam date
  5. Tests and screenings date and results
  6. History of major illnesses and surgeries
  7. Medication and supplement information
  8. Allergies
  9. Chronic diseases
  10. Family health history

Not only are PHRs convenient for you to look up for your own reference, but they can help when you change doctors, see a specialist, or even answer questions while enrolling in a new health insurance policy. They can also be used to:

  1. Be managed by the patient.
  2. Include information from both the healthcare provider and the patient.
  3. Help patients store and look over health information securely and confidentially.

Best of all, your personal health records are supposed to be accessible to you at all times as your Right to Access. By allowing you to receive a copy of your PHR, you're fundamentally participating in our healthcare system, according to Leon Rodriguez of the Office for Civil Rights in the Department of Health and Human Services. 

This allows you the right to ask to see and receive a copy of your health records either on paper or electronically. You can even have your PHR sent to someone else who may be responsible for you or to an insurance agent, like the knowledgeable ones at HealthMarkets.

Got Questions About Your Personal Medical Record? 

For all your health insurance or health care questions, consult a HealthMarkets insurance agent today. We're understand the ins and outs of the healthcare system, and we can help you understand your rights as an American.

We can help you access your personal health record and understand the information within it. For all your healthcare needs, consult the experts at HealthMarkets today at (800) 827-9990.

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Sources:

MyPHR: http://www.myphr.com/StartaPHR/what_is_a_phr.aspx
HealthIT: https://www.healthit.gov/providers-professionals/faqs/what-personal-health-record

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